Terms and Conditions:

  • Only money transfers made to Kerala are valid.
  • All money transfers conducted through a retail outlet, mobile application or through ae.uaeexchange.com or mobile app are eligible.
  • To participate in the draw you should upload an image of the transaction receipt on the HIT FM mobile app on the same day of the transaction.
  • The draw will be conducted daily and the winners will be announced on HIT FM radio and social media along with UAE Exchange social media.
  • You can upload more as many transaction receipts as you want in a single day.
  • All prizes must be collected by the winners before 15th October. If the winners do not collect their prizes within this period, then HIT FM has the right to conduct a re-draw or grant the prize to another eligible customer, or cancel or amend or dispose-off the prize.
  • The prizes cannot be transferred, exchanged or substituted
  • The following are not eligible to participate in the daily draw.
    • FC transactions
    • Cancelled, returned and/or void transactions
    • Corporate transactions
    • Bill payments
    • All Money Transfer receive transactions (Associate Branch Transfer (ABT),Western Union, Xpress Money)
    • UAE Exchange employees and their relatives are not eligible to participate.
  • Onam promotion is conducted by UAE Exchange through its branches, website (ae.uaeexchange.com) and mobile app in the UAE. UAE Exchange may advertise the promotion through Facebook, Twitter, Google amongst others.
  • To participate customer should make a successful credit transaction through any of the UAE Exchange money transfer channels mentioned above. Both Account Credit & Cash Pay-out transfers are eligible.
  • Customer can win cash prizes for a maximum value of INR 22,00,000 only.
  • All transactions need to be initiated and completed within the period of the promotion.
  • Maximum number of transactions per customer through online channel per month is eight (8).
  • Customers availing any other promotion are not eligible for this promotion.
  • Money transfers to banks within UAE or banks outside Kerala are not eligible to participate.
  • UAE Exchange reserves the right to deny entry to any eligible customer due to unethical or false practices.
  • If a transaction is cancelled/unsuccessful or found to be fraudulent, UAE Exchange will withdraw the prize and disqualify the customer.
  • UAE Exchange makes no representations or warranties. The decision and declaration of eligible customers is at its sole discretion.
  • UAE Exchange may publish eligible customers' photos in any media for present/future marketing purposes. The customer hereby confirms that he/she is not entitled for any claim against UAE Exchange due to the use of his/her photos/data contributed by him/her.
  • UAE Exchange reserves the right to amend, delete or add to the terms and conditions without notice at any time during the promotion period and the customers shall be bound by such changes. UAE Exchange reserves the right to postpone/cancel the promotion for any reason whatsoever.
  • Any failure to comply with any of the terms and conditions may result in disqualification of the entry.
  • The decision of UAE Exchange regarding any issue, conflict or any matter regarding promotion will be final and binding on all customers.
  • The promotion is subject to all applicable laws and regulations and is void where prohibited by law.
  • UAE Exchange shall not be liable for any monetary loss or damage to any customer resulting from participating in the promotion.
  • UAE Exchange shall not be liable for any failure to comply with its obligations here under caused by weather conditions, fire, flood, strike, hurricane, industrial dispute, war, hostilities, political unrest, riots, civil commotion, terror attack, inevitable, accidents, acts of God or any other circumstances amounting to Force Majeure.
  • All disputes arising or in connection with this promotion are subject to the laws of the United Arab Emirates and shall be subject to the jurisdiction of competent courts of the United Arab Emirates.